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Mutual Funds Videos 165 videos

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Finance: What does it mean to have fiduciary obligation? 51 Views


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Description:

What does it mean to have fiduciary obligation? To have a fiduciary obligation means that a third party has been given the trust and responsibility to administer proper management over property and funds on behalf of another entity. This is the often the case in financial trusts, but can also apply to estates. The party with the fiduciary obligation has legal authority and a degree of legal liability, so creation of a fiduciary obligation is not one assumes lightly.

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English Language

Transcript

00:00

Finance a la Shmoop! What does it mean to have fiduciary obligation? Alright well

00:09

fiduciary refers to the responsible person, who has oversight, above a given

00:15

financial transaction, or process. That is, it is the fiduciary obligation, of the

00:21

head of a corporation's Audit Committee, to be certain that the

00:25

accounting process is handled fairly, objectively, inclusively and thoroughly [boss overseeing worker]

00:29

and there are a few other ly's in there, but well you get the gist. Doesn't it

00:34

seem strange, that some companies just seem to get into the same kind of

00:39

trouble again and again. Remember the BP oil spill, well it wasn't the first time

00:45

they'd had, an accident. You know, if you can call that spill only an accident.

00:49

What kind of oversight did they have? Any? Well some companies just have a [man carrying oil barrel

00:54

corporate culture that's run by the notion, that well, whatever isn't caught

00:58

as a crime, is legal. Lots of Wall Street stock brokerages came and went this

01:03

way. Yah, remember the Wolf of Wall Street? Kind of like that. Well what is

01:06

the obligation of a responsible party when faced with ethical dilemmas? Where

01:11

does the obligation start and stop? Should fiduciaries be held to a higher

01:15

personal standard than normal people? Yah, kind of the, you know, Harvey

01:20

Weinstein effect there. Yes, No, maybe, alright. Right, all three times. [question ABCD chart]

01:24

It's definitely yes, no, or maybe.

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