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Trusts and Estates Videos 178 videos

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Finance: What Does "Boilerplate" Mean? 1 Views


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Description:

What does “Boilerplate” mean? The term boilerplate is used to describe documents or methods completed or used in the most basic and vanilla sense. Sometimes the use of the term is meant to be kind of a dis to whoever completed the document; other times it’s just used to describe a simpler way of doing things.

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English Language

Transcript

00:00

finance a la shmoop what does boilerplate mean? way down there here's

00:08

the standard form contract that everyone gets when they buy a washing machine it [Clothes spinning in a washing machine]

00:13

says stuff like don't throw your cat or kid in here and if you do that's on you

00:19

pal not us don't plug a hundred ten volt line into [Person inserts plug into socket and electrocutes themselves]

00:22

a 220 volt receptacle it would be shocking if you did that and probably

00:26

revolting... they don't really get in in boilerplate if you bang it with the

00:31

sledgehammer and damage the washing machine well yeah pal that's on you too [Man hits washing machine with sledge hammer]

00:35

these machines are here to wash your clothes not let you vent your rage you

00:39

know even if it is against the machine so if you slowly zoom out against the

00:44

contract there and look you'll see this language which is the standard same

00:49

language on pretty much every consumer contract like this and well it looks [Stack of contracts appear]

00:54

like boilerplate literally like here is an actual boilerplate and while here's

00:59

the contract and now let's mash them up yeah eerily similar so why do we have

01:05

the term well just refers to the notion that this set of caveats or warnings is

01:09

pretty standard on every contract or similar purchase in the same way a

01:14

boilerplate is used to make you know every boiler yeah as for an actual [Boiler plates appear]

01:19

boilerplate well good luck fitting in that thing into your washing machine

01:22

it'll really ruin it we tried [Man holding boilerplate]

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