- Franklin Blake has resolved to leave the house, but he can't leave until Lady Verinder gets back.
- In the meantime, he's wandering around the house, feeling sorry for himself and talking to Betteredge about it.
- Lady Verinder sends a note to Betteredge, which he reads to Cuff, about Rachel.
- It says that Rachel swears that she has never had a private word with Rosanna, and did not speak to her at all the night the diamond was stolen or afterward.
- Lady Verinder has also enclosed a very generous check to pay for Cuff's services, and dismisses him. Case closed.
- Cuff says that, for that amount of money, he'll consider himself on call – if any new clues come up concerning the Moonstone, they just need to send him a letter and he'll come and take up the case again.
- As he leaves, he tells Betteredge to watch out for three things:
- First, that Betteredge should expect to hear from the Yollands on Monday, after they get Rosanna's letter.
- Second, that he'll hear something more about the three Indians – either in Frizinghall, if Rachel stays there, or in London, if she goes to London.
- Third, that Betteredge will hear something about the money-lender and pawn broker in London, Mr. Septimus Luker.
- And so Sergeant Cuff leaves, still arguing with the gardener about the proper way to raise roses.