Take-Home Pay

  

Categories: Company Management

The net money you actually bring home, usually in after-tax and other obligations.

Like...let's say you're a partner in a venture capital company and you make a salary of $1 million a year. Might seem like a ton of money. It may become that if the fund does well...but here's the math in The People's Republic of California: you are taxed about 50 percent off the top. So you have $500k to play with...but you have fund investment obligations, meaning that you have $100-150k a year, usually, that you then have to invest in your fund. You also have 401(k) contributions and other things that come out of your paycheck before taxes. After "everything," you might end up with $300k or so as your take home pay.

Might seem like a lot, but when a dump of a 40-year-old asbestos-filled house costs $5 million, private school for each kid is $50k a year, and alimony for the first spouse is running you $100k a year, the money evaporates...fast. Better hope you find the next GOOG.

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Finance: What is stock based compensatio...7 Views

00:00

Finance a la shmoop What is stock based compensation While

00:07

investors want management with skin in the game when your

00:11

ceo has ninety eight percent of her net worth tied

00:14

up in the stock of the company that she's running

00:17

well presumably she runs it better or at least in

00:19

theory anyway So over time management has been paid in

00:23

equity ownership grants as well as in cash that is

00:27

company management gets paid in stock options and in stock

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or rather shares of the company simply granted to them

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in lieu of cash Why do companies not just pay

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cash while they want management toe Have that whole ownership

00:42

thing going for them to act like owners You know

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not just like union employees They want management with direct

00:48

stakes in how well or pa poorly the business per

00:51

forms in the long run and think about the dynamics

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of a ceo getting paid even a relatively huge million

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dollars a year in salary and nothing else that's it

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well that ceo takes a company from four hundred million

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dollars in sales and thirty million in profits to five

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years later two billion dollars in sales and for three

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Hundred million in profits that is the ceo made the

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company at least ten times more valuable certainly ten times

01:20

more profitable and in five years that's really good But

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that ceo just got their single million dollars a year

01:26

each year along the way Well that ceo would not

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have financially participated personally in making shareholders so much wealthier

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and that's not fair right If management of the company

01:38

makes huge returns for investors doesn't it seem right that

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management should have huge returns for themselves and not just

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a basic salary and male Maybe a little bit of

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a bonus there too well some companies loan money at

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low interest rates to ceos and other top execs so

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that their ableto buy shares in the company leveraged well

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Other companies just grant shares to management and still others

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just grant stock options is kind of a spiff above

02:05

their cash compensation So yeah it's all about having skin

02:08

in the game which if you play football without sufficient 00:02:11.45 --> [endTime] padding is a definite possibility

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